Fix & Flip Loans
Short-term financing for investors acquiring and renovating properties for resale.
- Loan amounts up to $3,000,000
- Up to 85% LTC / 70–75% ARV
- Interest-only payments
- Entity borrowers only (LLC / Corp / Trust)
Direct private lender · Nationwide
Fast, flexible funding backed by real expertise.
Private real estate loans for investors, builders and developers — with quick decisions, direct underwriting and closings in days.
- Rates starting as low as 8.99%
- All broker partnerships welcome — monthly incentives for top performers
- Brokers protected
At a glance
- Funded
- $300M+
- Typical closing
- 7–10 days
- Max loan amount
- $3M
- Rates from
- 8.99%
Fix & Flip / BridgeRental / DSCRDebt ConsolidationGround-Up ConstructionCommercialCash-Out RefinancePortfolio Loans
Loan products
Financing built around your strategy
Flexible financing with competitive rates, designed for investor performance and project type.
Rental / DSCR Loans
Long-term financing for stabilized or income-producing properties.
- Loan amounts up to $2,000,000
- DSCR typically 1.00–1.25x
- 30-year fixed or ARM options
- Entity borrowers only (LLC / Corp / Trust)
Refinance & Equity Loans
Cash-out or rate-and-term refinancing to unlock or restructure equity in investment properties.
- LTV up to 70% (asset-based)
- Interest-only options available
- Entity borrowers only (LLC / Corp / Trust)
- Streamlined underwriting, quick closings
Purchase Loans
Fast funding for new acquisitions and time-sensitive closings.
- Loan amounts up to $3,000,000
- Close in as little as 7–10 days
- Entity borrowers only (LLC / Corp / LP)
- Loan terms 12–24 months
3 simple stages
We make getting funded simple.
From pre-qualification to funding, here's how Grand Financial keeps the loan process fast, simple and stress-free.
- 01
Pre-qualify in minutes
Share the property, the plan and the numbers. We review and come back with real options — fast.
- 02
Submit documents
Entity docs, budget, rent roll or contract and a recent bank statement. We keep the list short.
- 03
Get funded fast
Valuation, underwriting and closing through a licensed title company — often in 7–10 days.
20+ yrs
combined lending experience
Why choose Grand Financial
A lending partner that moves at the speed of your deals
Built for speed
Quick decisions, direct underwriting, and closings in days — not months.
Investor-focused
Loans structured around ROI and project performance, not W-2s.
Transparent & reliable
Clear terms and straight communication at every step of the file.
Experienced team
Years of private lending and real estate expertise behind every deal.
Licensed, accredited & secure
Got questions?
Frequently asked questions
Still unsure? Call us at (347) 491-0603 — we answer quickly and straight.
What types of loans does Grand Financial offer?
Fix & Flip, Rental/DSCR, Refinance & Equity Takeout, and Purchase (bridge) loans for investment and business-purpose properties.
What credit score is required to qualify?
A minimum FICO of 650 is preferred. Strong collateral, experience, and DSCR may offset credit in some programs.
How fast can Grand Financial close a loan?
For most files, 7–10 days after a complete submission and valuation. Complex files may require additional time for third-party reports.
Do you lend to LLCs, corporations, or trusts?
Yes. All loans are to entity borrowers only (LLC, Corporation, LP, or Trust).
Can I use equity from another property to fund a new purchase or renovation?
Yes. Our Refinance & Equity program can free up capital for acquisitions, improvements, or working capital.
What is a DSCR loan and how does it work?
A DSCR loan qualifies based on property income rather than personal income. Typical DSCR targets range from 1.00x to 1.25x depending on the file.
What documents are required to start the loan process?
Property address and contract (if applicable), rehab/construction budget, rent roll or lease (if applicable), entity documents, and a recent bank statement for liquidity.
Do you lend in all U.S. states?
We lend in most U.S. markets with select exclusions. Please contact us to confirm state availability.
Can I refinance an existing investment loan with Grand Financial?
Yes. Our Refinance & Equity program supports cash-out or rate-and-term refinances on investment properties.
How do I get started?
Complete our online loan application or request a quick quote. A Grand Financial representative will review your file and respond with options.
Ready to fund your next deal?
Send us your scenario and get clear options — usually within one business day.